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Underwriter at Ameriprise Financial in Las Vegas, NV

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Job Description
Conducts comprehensive underwriting review of existing auto, home and umbrella business which involves direct communication of decisions to the business staff. Manage and support profitability initiatives while exercising decision making within a higher level of authority. Responsibilities also include being a subject matter expert on business as usual projects, training of staff, mentoring and making more complex decisions.
- Responsible for conducting comprehensive underwriting review of existing auto, home and umbrella business. This involves reviewing all the information necessary to renew a policy such as motor vehicle reports, claims history, credit, risk data, home inspections, etc and deciding to make a renewal decision within letter of authority. Role also serves as backup for new business.
- Responsible to manage and support initiatives focused on maintaining profitability for a territory of states by accurately matching rate to risk, monitoring claim coverage frequency, severity, loss ratio, and profile of business written and initiates corrective action.
- Responsible to be in direct contact with the Sales, Client Service, Underwriting staff to gather necessary information on which to base decisions. Build and establish relationships with these groups and assist them through the process of selecting business.
- Responsible to act as subject matter expert on corporate projects, training and mentoring of associate underwriters.
Required Qualifications
- Bachelor's Degree or equivalent relevant experience.
- 1 to 3 years of relevant experience.
- Strong analytical and decision-making skills.
- Strong organizational and interpersonal skills.
- Excellent relationship building skills to be able to help other departments select business that is profitable for the company.
Preferred Qualifications
- Underwriting experience or exposure.
About Our Company
Ameriprise Auto & Home Insurance is a division of Ameriprise Financial, a FORTUNE 500 company. Through exclusive partnerships with organizations such as Costco, we are able to offer their clients our personal insurance products. We offer customers across the nation high-quality, cost-effective auto, home and umbrella insurance products.

At Ameriprise Auto & Home Insurance, you will work in a culture that is dedicated to driving results with a strong focus on our handle with care culture. Regardless of department or location, we all share in a commitment to our clients, each other, the communities in which we live and work, company goals, and delivering on our mission statement. We invest in our employees with growth and development opportunities via Ameriprise University, competitive pay, and a generous benefits package. Benefits are effective the first day of employment for full-time employees.
We are an equal opportunity employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or any other protected characteristic. The EEO is the Law poster is available here.
VEVRAA Federal Contractor
We request Priority Protected Veteran & Disabled Referrals for all of our locations within the state.

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